BMC Mortgage & Investments | Equity Mortgage Solutions Alberta

** Most mortgages approved in 24 hours

NO credit checks
NO income verification required
NO upfront fees

Need a loan but the bank turned you down?

We can help you access the equity in your property for a mortgage that fits your needs, even if a traditional bank has already said no. Contact us today to find out what options are available to you.

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Mortgages

We take a distinct approach to mortgage solutions across all types of Alberta property. If you own residential, farm, or commercial land in Alberta, we work with a range of appraisal sources to help you access the maximum equity available in your property.

Primary
Mortgages

Experience flexible financing and personalized service with a mortgage from a private lender, tailored to fit your needs

Second
Mortgages

Access your property equity for education, renovations, or debt consolidation, while keeping your primary mortgage unchanged.

Mortgage
Refinancing

Lower your monthly payments and interest rate, giving you extra cash to save or spend on things that matter most to you.

Bridge (Interim)
Financing

Smoothly transition between selling a property and buying a new one, so you do not miss out on real estate opportunities.

How It Works

Apply for a mortgage Fill out a few details outlining your needs.
Determine loan amount Find out the mortgage amount you can afford.
Get fast funding Receive your money in as little as 24 hours.

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Flexible Mortgage Solutions with Private Lenders

At BMC Mortgage and Investments Ltd, we specialize in providing flexible mortgage solutions through private and alternative lenders, including primary mortgages, second mortgages, refinancing, and bridge financing. Whether you are making a new real estate purchase, consolidating debt, funding education, renovating your property, or covering an unexpected expense, our tailored mortgage options are built around your specific financial picture. Contact us today to discuss which option fits your situation.

Our team of experienced brokers works with a diverse network of alternative and private lenders across Alberta, guiding you through every step to find rates and terms that traditional banks may not offer. Approvals are based primarily on the equity in your property rather than a single standardized checklist, so we can often help borrowers that a bank has already turned away.

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Real estate purchase
Renovations
Debt consolidation
Education expenses
Investments
Major purchases
And more!

What Our Clients Say About Us

Allan L.

We recently worked with Jeff McConnell of BMC Mortgage when we needed short-term bridge financing when we took a possession of our new home and the possession of our existing home was one week later...

Grant O.

The guy I worked with at BMC Mortgage & Investments Edmonton took three hours to talk to me, which no banker would ever do. We ended up being friends and he helped me a lot...

Ron C.

This was the first time I've used BMC Mortgage & Investments Edmonton. I was happy with their services. It turned out well. I would continue to use their service...

Pearl F.

BMC Mortgage & Investments Edmonton did an absolutely, excellent, wonderful job for us, I can't say enough great things about them. He was so patient, kind and informative....

Heather A.

I just took out my first mortgage through BMC Mortgage & Investments and was very much pleased with this experience. They're an organized, professional company, and I appreciated how friendly they were and how easy they made the process...

Mortgage Calculator

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Frequently Asked Questions

Does BMC Mortgage and Investments only work with borrowers who have bad credit?

No. While our private lending model is often a fit for borrowers who do not meet bank criteria, many clients choose us for the speed and flexibility even when they could qualify with a traditional bank.

How fast can I get approved and funded?

Most mortgages through BMC Mortgage and Investments are approved within 24 hours, though final funding timelines depend on your specific loan type and how quickly documentation and any required appraisal come together.

What types of property do you finance?

We provide equity mortgage solutions on residential, farm, and commercial properties across Alberta

What if a bank has already turned me down?

A bank decline does not necessarily rule out financing. Because we evaluate applications primarily on the equity in your property, we are often able to help borrowers a bank was unable to approve. Contact our team to review your specific situation.

Empower Your Financial Journey with Expert Mortgage Solutions

We believe in empowering you to achieve your financial goals by providing the support and resources you need. Experience the benefits of working with a mortgage broker dedicated to your success. Contact us today to explore your options and take the first step towards realizing your dreams.